6 August 2024
THIS ANNOUNCEMENT CONTAINS INSIDE INFORMATION AS STIPULATED UNDER THE MARKET ABUSE REGULATION (EU NO. 596/2014) AS IT FORMS PART OF
Ramsdens Holdings PLC
("Ramsdens" or the "Group")
Trading Update
Positive trading momentum continues into second half
FY24 Profit Before Tax expected to be at least
Ramsdens Holdings PLC, the diversified financial services provider and retailer, is pleased to provide the following trading update for the current financial year to 30 September 2024.
Further to the Group's Interim Results for the six months ended 31 March 2024 (announced on the 5 June 2024), the Group's good trading momentum has continued into the second half of the financial year to date. This positive performance continues to reflect the strengths of the Group's diversified income streams, the ongoing and successful investments made in enhancing the customer proposition, and the high gold price driving a better-than-expected performance in the Precious Metals segment. As a result, the Board now expects FY24 Profit Before Tax to be at least
Segmental Highlights
· Precious metal buying revenue increased significantly year-on-year, supported by the sustained high gold price increasing customer demand for this service
· The pawnbroking loan book grew incrementally, performing in line with expectations
· Foreign currency revenues are broadly in-line with expectations. The Ramsdens Mastercard® Multi-Currency Card has performed well since its launch in September 2023.
· Jewellery retail revenues continued to perform well reflecting the Group's successful investments in enhancing the retail proposition, growth in the store estate and a recovery in premium watch sales over recent months
Peter Kenyon, CEO of Ramsdens commented:
"Ramsdens' positive trading momentum has continued into the second half of the year, once again reflecting the strengths of our diversified model, trusted brand and the hard work and commitment of our team.
"We continue to benefit from the ongoing investments made in enhancing our multi-channel customer proposition, including our online presence and new Multi-Currency Card, as well as the sustained high gold price, which is encouraging greater awareness and demand for our precious metals buying services."
*Prior to this announcement analyst expectations for Profit before Tax for FY24 were
ENDS
Enquiries:
Ramsdens Holdings PLC Tel: +44 (0) 1642 579957
Peter Kenyon, CEO
Martin Clyburn, CFO
Panmure Liberum (Nominated Adviser and Broker) Tel: +44 (0) 20 3100 2000
Richard Lindley
Will King
Hudson Sandler (Financial PR) Tel: +44 (0) 20 7796 4133
Alex Brennan
Lucy Wollam-Coles
Emily Brooker
About Ramsdens
Ramsdens is a growing, diversified, financial services provider and retailer, operating in the four core business segments of foreign currency exchange, pawnbroking loans, precious metals buying and selling and retailing of second hand and new jewellery.
Ramsdens does not offer unsecured high-cost short term credit.
Headquartered in Middlesbrough, the Group operates from 169 stores within the UK (including one franchised store) and has a growing online presence.
Ramsdens is fully FCA authorised for its pawnbroking and credit broking activities.
www.ramsdenscurrency.co.uk
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